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At Bad Credit Car Finance UK we don't believe people with bad credit should be denied access to car finance.
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Terms & Privacy Policy
BadCredit-CarFinance.co.uk T&Cs & Privacy

Your privacy is important to us. That's why we are registered under the Data Protection Act and operate a strict Confidentiality Policy.

Any personal information you provide us with is secure and confidential. It is used for the sole purpose of providing you with a better and more efficient service. We will not pass personal information on to any unauthorised third party except as permitted by law (and as otherwise indicated below).

We also operate strict safeguards to guard against non-authorised access of your personal information. This policy applies to all new and existing customers. If you have any questions concerning our Privacy Policy, please contact us.

Data Protection Act Registration Number: Z1099417

The use of our web site and/or submission of our application form, constitutes your acceptance to this policy and our terms and confimrs an existing business relationship between us or any of our affiliates with whom we share information in accordance with this Privacy Policy and Terms. The use of our web site qualifies as consent to be contacted by, including but not limited to, telephone and email for changes in account status, changes in subscriber agreements, marketing opportunities, privacy policies and/or any other policies or agreements relevant to you or your account.

You agree to allow badcredit-carfinance.co.uk and our group companies (G-Finance, GF Group) to occasionally send you details of other financial products and services that could be of interest to you.
As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reporting agency. Please be aware that we are unable to match customers under the age of 18 with a loan provider.

Information we collect:
We may collect the following information during the application process:
* name address and employment details including salary information
* contact information including telephone and email address
* other demographic information
* sensitive information regarding your financial circumstances
* loan product specific information
* any other information relevant to the processing of your application


What we do with the information we gather:
We require this information to able to process your application and provide you with a better service, and in particular for the following reasons:
* Fulfilment of your order including but not limited to disclosure of your personal information to third parties for the purpose of providing you with your loan.
* Internal record keeping.
* We may use the information to improve our products and services.
* We may periodically send promotional email about new products, special offers or other information which we think you may find interesting using the email address which you have provided.
* From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone or mail.

Opting out:
a. If you do not wish us to contact you for marketing purposes, please send us an e-mail with "optout" as the subject.
b. If you do not wish us to pass your details to third parties for marketing purposes, please send us an e-mail with "optout3rd" as the subject.


How we use cookies:
A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.
We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.
Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

If you have any questions concerning our Privacy Commitment, please do not hesitate to contact us.


///Complaints///

Should you not be satisfied with any aspect of our service please let us know of your concern in writing. We will endeavour to reach a satisfactory resolution within a set period of time.

Should you not be satisfied with the outcome, you have the right to refer your complaint to the Financial Ombudsman Service. For further details regarding our complaints procedure please use one of the methods in our contact page to contact us.


*DISCLAIMER*
Every effort has been made to ensure the content of this website is accurate and current however, we give no warranty that the content will be free from error and we exclude any liability for any errors and omissions on this site. Third party links to external sites exist within our site however, we accept no responsibility or liability for the content and accuracy on these respective sites - please ensure you read the terms and conditions of the third party site you are visiting or applying for a service through.

For more information about our services please contact us - we'd be happy to hear from you!

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